Online credits in the act. What they are and where to apply for them.

It is increasingly common that in the consultations you make us, online loans are one of the common factors that abound in our inbox. For this reason, and if you are interested in this question, keep reading because we will inform you of its requirements and characteristics . Advertising

I need a loan on the spot with ASNEF

Next, we are going to show you one of the doubts that we have received to the mail, that a user has sent us -to whom we have changed personal data for respect and privacy.

Consulta de usuario

Hello good day. My name is Pablo and I’m from Toledo. I get in touch with you because I’m a little lost in this request online mini-credits on the spot . It is the first time that I see myself in the situation of having to resort to them and it is for the following reason.

I have been spending a lot of time because my family and I have moved out of the house and we are renovating the new house. That is, we are having many expenses in furniture and appliances. The fact is that right now we would need an extra of about € 300 , would need, as they say, a small incentive in the form of money on the spot, to continue to reform the house and be able to live comfortably.

However, from what I have been able to read so far, the fact of being in ASNEF can have a considerable impact when requesting the so-called microcredits with ASNEF . Although from what I have read on your website, it should not be a reason for you to back out a credit request , right?

As you can see I am quite lost, and I do not know where to go to request this type of loans. If you could help me I would greatly appreciate it.


Get your loan online on the spot in the simplest and fastest way

Dear Pablo, to start we want to thank you for trusting in to solve such important questions for something so personal, such as forming a home. But first of all we want to tell you something very important and concise: everything you are asking us is possible, although it depends of course on the credit profile of each one.

Currently it is possible to apply for a loan while at ASNEF . In this answer we are going to update you, and we advise you on those financial ones that grant this that you are asking us and even more things, like getting loans in the act without endorsement .

Click on the image to see credits that accept ASNEF

to see what are some of these loan entities.

Financieras that grant credits in the online act with ASNEF

Dinero en el acto comparador

Next, we are going to list those entities that grant money on the spot even though we are included in delinquency files such as ASNEF or RAI. It also specifies which of them grant these quick loans without endorsement.

In general, the companies that we are going to introduce next enter the money to the users in approximately 15 minutes . It is possible that, depending on the banking entities to which we belong, or the days in which we request the money (whether working or not), it may be delayed until 48 hours, but the normal thing is to get the money practically at the moment.

          1. Solcredito : is another of the most popular options in the world of online credits on the spot. Your offer allows you to request from € 50 to € 1,000 . And if in addition, you had already requested money with them, they will expand the maximum limit to 3,000. However, if it’s your first time with them, you can benefit from another of their “first free loan” offer, that is, you would not pay commissions. Grant your loans even if you are in ASNEF and do not have an endorsement.
          1. Creditsor : is an entity known for its speed . It grants credits with ASNEF of up to € 300 and does not require you to submit an endorsement.
          1. Creditea : is another of the financial entities that grant economic loans while in ASNEF or RAI, for amounts between 500 and 5,000 € . In addition, it has the added ability to finance it for up to 36 months.
          1. Cashper : is one of the oldest companies. Also, they are very quick in responding to inquiries about the loans. They grant up to € 500 The prices are very competitive and, of course, they accept RAI and ASNEF.
          1. Credy: the last of the list, but not men you important. Credy grants loans from 50 to 750 € regardless of the inclusion of the customer in delinquency files such as RAI or ASNEF. In addition, it is not necessary to present an endorsement for the concession of the same and the process for obtaining it is very simple and without paperwork.

Online loans on the spot or quick online credits, a great step forward

Fast online loans have been gaining strength and importance for several years , specifically since the economic crisis that struck Spain led to the banks, our main lenders, put us many obstacles to request money, especially if we intend to have him in the act.

And it is that, one of the great reasons that caused this situation was the inclusion of a large number of people in delinquency files, such as ASNEF . Hence the success of online entities that, now, transact personal loans with ASNEF , a when it is still relatively difficult to grant amounts greater than 1000 euros

That is why, online financials such as those that we present in today’s comparison, make obtaining fast mini loans a very simple action . Obviously these credit companies have their rules and requirements (and price …), but they made it possible for many people who were affected by any default (many times, for banal problems such as telephone companies), could access, on the spot, these new mini-credits.