Where to get a loan with payroll and ASNEF

Raúl asks us, from Madrid, where to get personal loans with ASNEF and payroll. It seems a very good question and will be the star of our article today, we will talk about where to apply for a personal loan , if you are in ASNEF or RAI and, on the other hand, you have in your favor that you have payroll . Advertising

Updated DECEMBER 2018
This we show you, is the email that Raul sent us (the user’s name has been changed, for privacy):

Subject: personal loans taking payroll and being in ASNEF


I wanted to ask you where I find loans with ASNEF and payroll . I tell you my case, to see if you can help me:

My name is Raúl and I work as a salesman at a footwear distribution company in Madrid . At the moment I have, for 3 and a half months, a contract for 40 hours per week, of 2 years, extendable. I charge a fixed 850 euros, plus commissions, which are usually between 400 euros and 500 euros, which come in the payroll.

Click on the image to see financiers granting loans with ASNEF

The fact is that I need 3000 euros to reform my house and I have found that the bank tells me that they can not leave it to me, since I figure in the ASNEF delinquency file (I have a debt of € 890 written in that file, with which I do not agree, since that is not what I should have to pay for).

As work is going well and it seems that things are arranged at home, as far as money is concerned, I thought about not throwing in the towel and try to find more. In this way I have found your website, The Quick Money , and I have encouraged to send you this email, to ask how I get a personal loan with ASNEF if I have a payroll .

I do not have a guarantee either

I’m also without a guarantor . The truth is that I do not know very well who to ask, because in these times people are not to endorse anyone, in general, as you already know.

Thank you and I await your response.

Raul, Sevilla

Our answer: get loans with ASNEF or RAI when you have payroll

Dear Raúl,

Thank you very much for contacting us and giving us your confidence at the time of informing you about requesting money online , through online credits, in your case having a payroll, but being in ASNEF . Prestigious financiers, as in the case of CREDITEA , grant personal loans with ASNEF and payroll , distancing themselves from the norm that until now was heard in every bank branch: “if you are in a delinquency file, we can not grant you the loan”.

To answer your question, we suggest you visit our post on loans with ASNEF (click on the link to go) .

In it you can find several private online financial, which grant loans, also to customers who are in listings or files of delinquency , which not only exists ASNEF, can also be others, such as RAI.

In principle, getting fast money when one is without a guarantee is complicated, but not impossible. Of course, it will depend on the financial one with which you decide to formalize the personal loan, since no client is equal to another. We all have some advantages on our part and other disadvantages, as it can be in your case to be in ASNEF and without endorsement, but with work and payroll. In any case, given the flexibility of this type of online microcredit, personal loans are granted with ASNEF and payroll even if unemployed, if a benefit or subsidy is charged. They have a bad part that is their high price, but it is also true that they give money when others do not receive you, which is the most normal when we seek funding with ASNEF . One has to weigh to what extent it is acceptable to request a personal loan online.

Credits with ASNEF online, there are also free

As always, we remind you and other users that before choosing credits with ASNEF (or otherwise) is very advisable, first of all, read the post on free credits (promotion of certain financial, for the first loan that they grant to their clients, although not all of them are granted with ASNEF and payroll ).

Search among our selection which one is closest to what you need, depending on your interest. For what you tell us in your kind email, the credits of Creditea may be the ones that best suit you, since you are looking for a relatively high amount, such as 3000 euros. Generally minicréditos with ASNEF and payroll are usually not granted for more than 1000 euros , although there are certain entities that do reach that amount, one of them (which also studies applications with ASNEF ), as we discussed, is Creditea.

Always remember that you have to read the particular conditions, even if they are prestigious financial, as when you sign any other type of contract, mortgage, etc.

Thank you again for your inquiry about where to get personal loans with ASNEF and payroll , Raúl, we hope we have helped you and, any doubt, you know where you have us.

Customer service

The Quick Money

And to the friends that you read to us, that maybe you are in the same circumstance as Raúl, we also hope that you benefit from today’s article, since comparing is how you save money and time.

Teach me quick credits.

Financial personal loans with ASNEF online

We have already seen that what our user communicates to us through his email is that he needs to have access to a personal loan service with ASNEF without endorsement .

Throughout the previous paragraphs we have recommended our user to get a personal credit with ASNEF can choose the Creditea financial but, of course, this is not the only option you will find available to access this type of service. Given that, although not all entities offer loans with ASNEF , there are several options that according to our characteristics as a loan applicant can be very interesting.

These are financial companies such as Solcrédito and Creditsor , each of which prestigious entities offer clients who can not get credit through conventional banks, access to small amounts of money in their personal loans with ASNEF online.

Therefore, taking into account that when it comes to getting a mini credit with RAI or ASNEF we have several financial options to choose from, which we recommend – both to the user who sent us an email and to all our readers – is that they look for information and compare between different entities before making a decision. For this, we can visit our entry on mini-loans with ASNEF , where we will be able to find all the information we need to know.

This is because despite the fact that the vast majority of financial institutions that offer credit services with ASNEF online work very similarly, with commissions that vary very little from one entity to another, there are important differences that can lead us to choose one financial over another, since for example, we can find entities that have limitations in the debt to accept our credit application. That is, in a practical case we can not have debts in ASNEF or RAI for more than 900 euros, or otherwise the debt that we have pending payment in ASNEF can not have been contracted with another financial institution, for example.

Hence, from The Quick Money we invite you to look in depth each and every one of the characteristics of personal loan entities with ASNEF before sending an application and formalize the credit agreement, because the better we know the conditions it offers us the financial institution that we have chosen, the most agile and simple will be the entire management.

As we have seen, requesting a quick loan with ASNEF online is a really simple process, which we can manage in just a few minutes from the comfort of our home, and without having to read long contracts and fill in endless paperwork. However, to apply for loans with ASNEF is a quick and simple process, it does not mean that we should make the mistake of abusing the microloans by making them a usual way to get money or to pay back debts because, in this way, if we do not a good planning we could get to put our economic situation in an even more complicated position, given that we can not forget that the fast loans with ASNEF and without guarantee include high interests that we must also return in the term agreed with the financial, at the time to settle the debt contracted.

It is for this reason that we must always bet on a responsible consumption of personal loans , making a good prior planning before requesting the service, with the assurance that after the completion period, we will be able to arrange the loan money plus the interest added to be able to return the total amount of the credit.

In conclusion, if we follow the two recommendations about which we have spoken to you throughout these paragraphs, compare financial loans that offer loans with ASNEF and bet for responsible consumption), we are sure that our credit application process it will not generate any type of problem, and it will allow us to find the best micro-loan quickly to our measure, which we can invest in what we need.

Mini credits with ASNEF and payroll

It may happen that, like our user, we need quick money without endorsement because we are in a similar situation and we want to have access to quick mini-credits with payroll and ASNEF .

If getting a loan with payroll and ASNEF is a simple and agile process that we can find available in a good variety of financial institutions, the process is even simpler when we have payroll, since we have high chances that our credit application will be accepted , given that our payroll will act as a guarantee of payment, which will generate that the financial institution with which we want to contract the credit service, process our mini credit without major problem.

Although, however we can not forget that this feature is not at all exclusive, since we must remember that there are many types of mini-loans and we can have access to quick loans, with and without payroll .

How to apply for a loan with ASNEF and payroll in a responsible manner

It is clear, as we have advanced throughout the post, that the money lending sector has taken giant steps, as we can see by checking that it is already possible to apply for a loan of 3000 euros with ASNEF , among many other new advantages. .

As Raúl asked us, the offer of online loans with ASNEF and payroll is one of the clear advances of the credit institutions that have had to adapt to the economic situation of the country, which continues to suffer from, hopefully, the last throes of a great currency crisis.

However, even if you see great progress when it comes to asking for a loan with ASNEF and payroll , you should not trust and be cautious. You should look for quick personal loans with ASNEF in the most responsible way possible, to avoid problems once you have hired.

That is why the team of The Quick Money we offer you a series of tips, with which you can get credits with payroll and ASNEF in a more secure way.

Small tips for borrowing with ASNEF and payroll

The first thing you should keep in mind, as we have already mentioned in the post, is that the consumption of monetary loans should be responsible and punctual, you should not use it as a regular resource because it can be expensive.
Next we are going to tell you three simple steps to look for personal credits with ASNEF and RAI with payroll , with which you will be able to save some that another disgust in the long run. Needless to say, these tips are not mandatory, we just want you to have the best quality and enjoy your credit.

  • Investigate : our advice is that you search all the websites and media for the offers that interest you the most. In this case, with the loans of 3000 euros with ASNEF, we have placed the lenders that grant them and with their conditions. Even so, make sure you read and inform yourself in all the ways you can.
  • Compare : once you have all the information gathered about how to get money while working in ASNEF with payroll, you should compare those that interest you most. You must take into account factors such as the return period, interest, if your requirements are accepted (be in ASNEF, without endorsement, etc.).
  • Decide : already with that great screen done, if you still have doubts you must go back to ask yourself all the previous questions to have a final winner. And yes, you must also take into account the requirements imposed from the financial institution itself. If your age adapts to the offer, if you have all the paperwork that they require you in order, if you live in Spain, etc. They are data that can throw you back one of the offers that met your needs, but it is also a help method to discard offers that are not valid.