Loans for unemployed: can be obtained, but knowing what we contract
Many people ask us about loans for the unemployed . Is it possible to get a loan if I am unemployed? The answer is yes, of course, but with nuances.
If you are unemployed and need quick money , just as there are loans with payroll , there are mini loans without payroll , which can get you out of that punctual hurry and get, urgently, a small capital to fix it.
Needless to say, this is a solution that can be used at a certain time , but always with the conviction that quick credits are not to be used just like that . At eldinerorapido.es we want to help you find a small loan and save comparing, but if you do not see it clearly, you better consider other options . Because in case you can not return a microloan on time, the costs will go up considerably .
We are talking about mini-credits: small online loans that can be requested without payroll or endorsement.
Of course, you need some kind of income, such as the unemployment benefit itself, in order to justify that you have the means to repay it. This is obvious, of course, but it is still something different, in view of how difficult it is to get money while unemployed, not to mention that, until now, it was practically impossible.
- 1 Loans for the unemployed: they can be obtained, but knowing what we contract
- 1.1 What if I am in ASNEF or RAI?
- 2 What should I do to get a mini loan for the unemployed?
- 2.1 Can I get a free online loan if I am unemployed?
- 3 Can they be obtained by giving only the DNI or NIE?
- 4 How much money can I request if I am unemployed?
What if I’m in ASNEF or RAI?
The same happens with people who are in ASNEF, RAI , because they have been labeled defaulters , who previously could not get cash, in the form of loans and now they can .
By the way, if this is your situation, be in ASNEF or RAI, take a tour of our article on microloans with ASNEF (click on the link to go). Advertising
What should I do to get a mini loan for the unemployed?
You have to go to our section on quick credits (click to go) and find the one that best suits your current situation, in this case unemployment. There you will find a brief summary of the best mini-credits that are on the Internet, with their requirements, which mostly do not require payroll and can be ordered with unemployment.
Can I get a free online loan if I am unemployed?
Again the answer is yes . In fact, we advise you to be the first to consult. You can do it from the article to the effect, on free credits (click to go).
Can they be obtained by giving only the DNI or NIE?
It should be qualified, as we recently explained in the article mini loans only DNI . The personal documentation that is provided is basically that: the DNI or NIE .
But, as is logical, we will also have to provide some more documentation, this one already on our current financial situation (if it is a time when we are unemployed, protagonist of our post today, we will be asked for the proof of income acquired through the “Unemployment”, or of another benefit, if it is the case). But as a way to authenticate your identity , when personal mini-credits are requested, it is enough (usually) with an identity card, or the NIE , if you are a foreigner and resident in Spain.
How much money can I request if I am unemployed?
The amounts in loans for unemployed are the same (usually) for those who work and request a quick loan: They can range from 1 euro, 400 euros , to loans of 1000 euros or more.
The fact is that the fact that you are unemployed is not a reason that you discard, when it comes to getting money through quick microcredit .
While you have a benefit or some type of income, even if it is not very buoyant, you have your chance to get it.
But remember that mini-credits are not cheap, we from The Quick Money , we help you save, introducing you the best online mini-credits . Compare and choose yours!
Certainly you may be interested in our article on how to make a resume in 2018. We give you some ideas that you might not have known, to stand out among companies.